OneBeacon® offers the choice of two CDHPs (Consumer Driven Health Plans); which are health plans with a higher deductible with either a Health Reimbursement Account (HRA) or a Health Savings Account (HSA), and with cost sharing based on a coinsurance percentage rather than more traditional copays for all medical services and prescription medications.

While there are similarities in these plans, we have provided a chart that summarizes many differences for your review.
            Medical Plan Comparison


OneBeacon is now offering a new health benefit for employees enrolled in the OneBeacon medical plan and their enrolled, adult family members called Omada. Omada is a digital lifestyle change program that inspires healthy habits you can live with long term. It combines the science of behavior change with unwavering personal support, so you can make changes that actually stick.  If you or your adult family members are at risk for type 2 diabetes or heart disease, and enrolled in our Blue Cross® and Blue Shield® of Minnesota health plan, the OneBeacon medical plan will cover the entire cost of the program. Omada includes:

  • A professional health coach to keep you on track
  • A wireless scale to monitor your progress
  • An interactive program that adapts to you
  • Weekly online lessons to educate and inspire
  • A small group of participants for real-time support

Take a 1-minute risk screener to see if you're eligible at, and keep an eye on your inbox for emails from Omada in the next few weeks.