Benefit Eligibility
OneBeacon offers a wide array of benefits to all employees, but the level of benefits depends upon your regularly scheduled hours.
Regularly Scheduled Hours/Week
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Benefit Eligibility
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All employees (excluding interns & co-ops) |
401(k), ESOP, Business Travel Accident, and Commuter |
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20 or greater < 30 |
All benefits excluding disability (STD & LTD) |
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30 or greater |
All benefits |
You also have the opportunity to enroll your eligible dependents. Dependents can be initially enrolled within 30 days of hire, annually during Open Enrollment, or within 30 days of a qualified change in family status.
The OneBeacon Welfare plan defines eligible dependents as follows:
- Spouse - Your legally married spouse. Legal spouses include common-law spouses in states that recognize common-law marriages. If you become divorced your ex-spouse is no longer eligible for coverage.
- Same-Sex Domestic Partner- must meet the following requirements:
• Be financially interdependent and jointly responsible for each other's common welfare
• Intend to remain in a committed relationship
• Share the same living quarters and permanent address
• Not be so closely related by blood that legal marriage would otherwise be prohibited
• Be at least age 18
• Not have been in a different domestic partner relationship or marriage within the last 12 months
• The current relationship has been in effect for at least 12 months - Child(ren) - Your children up to the age 26. Child means: natural child; step-child by legal marriage (including the child of a same-sex spouse or domestic partner), adopted or for whom legal guardianship has been awarded.
Employees enrolling in medical coverage for a spouse /domestic partner will be required to pay an additional $40 biweekly if the spouse/domestic partner is eligible for fulltime medical coverage elsewhere.