AD&D Coverage Schedule

AD&D insurance pays a percentage of the AD&D coverage amount based on the type of loss incurred, as shown in this chart:

Covered Loss Of
Loss of Life	Principal Sum
Both Hands or Both Feet	Principal Sum
One Hand or One Foot and Sight of One Eye	Principal Sum
Sight of Both Eyes	Principal Sum
Speech and Hearing	Principal Sum
Speech or Hearing	50% of Principal Sum
One Hand; One Foot; or Sight of One Eye	50% of Principal Sum
Thumb and Index Finger of the Same Hand	25% of Principal Sum
Both Arms and Both Legs	Principal Sum
Both Arms or Both Legs or a Combination of an Arm and a Leg	75% of Principal Sum
One Arm or One Leg	50% of Principal Sum
Both Hands or Both Feet or a Combination of a Hand and a Foot	50% of Principal Sum
One Hand or One Foot	25% of Principal Sum

Dependent Coverage:

Amount of Dependent Coverage
Dependents Covered:	% Spouse	% Child(ren)
Spouse Only	60% of your Optional AD&D Coverage	0%
Dependent Child(rent) Only:	0%	20% of your Optional AD&D Coverage
Spouse & Dependent Child(ren):	50% of Your Optional AD&D	15% of Your Optional AD&D