Short-Term Disability

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You can report your disability claim by phone at 1-800-853-7105 or www.mylibertyclaim.com.

All employees who work at least 30 hours per week are eligible for short-term disability (STD). STD provides 66.67% of your base pay for up to 25 weeks, provided you remain disabled and under the care of a licensed physician.  STD benefits are paid directly by OneBeacon according to the regular payroll schedule.  After 25 weeks, you may transition to long-term disability (LTD). STD coverage is provided at no cost to you.

STD benefits begin on the eighth calendar day you are experiencing an illness or injury provided you are under the care of a licensed physician, receiving the appropriate available treatment and have provided Liberty Mutual with the necessary documentation.  The illness or injury must occur and disability must begin while you are eligible for this coverage.

The first week of absence preceding STD benefits is covered by your PTO bank of time.  You may borrow up the maximum accrual for the current calendar year to cover this period if PTO has not yet accrued.  If PTO is not available, the time will be unpaid. 

If accrued by the end of the year, an employee may use an additional week of PTO to supplement up to a maximum of three weeks disability pay to full pay using 2.667 hours per day for a total of 40 hours. 

 Additional Information

OneBeacon provides disability benefits in accordance with the applicable disability laws in California, New York and New Jersey.  Therefore, the company paid STD benefit will be reduced by any disability income received in accordance with these state plans.

Please note: Employees who work less than 30 hours are not eligible for OneBeacon STD, but may be eligible for State Disability Benefits.  If you are FMLA eligible, this protection runs concurrently with your STD Benefit.

PTO only accrues during STD if you return to work.  Therefore, if you do not return to employment after STD, or transitions to LTD, PTO is treated as not having accrued during the STD period.  Holidays that fall during your STD period are paid at the disability rate.

No pay increases are processed while an employee is on disability or leave of absence.